As the travel industry begins to pick up after a long hiatus, many people are wondering if it’s possible to add travel insurance after booking their flights or cruises. The short answer is: yes, you can!
Many travel companies, such as Expedia, offer the option to add travel insurance to your booking after your initial purchase. This option allows travelers to take advantage of the many benefits of travel insurance, including trip cancellation coverage, emergency medical coverage, and lost baggage coverage. This peace of mind is especially important when traveling to international destinations, as medical emergencies and other unexpected events can easily occur.
But what if you’ve already booked your trip and didn’t purchase travel insurance? Don’t worry, you still have options. Many travel insurance providers offer “post-departure” travel insurance, which can be purchased after your trip has already begun. This type of coverage typically includes emergency medical coverage, trip interruption coverage, and sometimes even travel assistance services.
In addition to post-departure coverage, some travel insurance providers also offer a “cancel for any reason” policy. This type of coverage allows travelers to cancel their trip for any reason and receive a refund, typically up to 75% of the trip cost. However, it’s important to note that this type of coverage is generally more expensive than traditional travel insurance.
When choosing a travel insurance provider, it’s important to read the fine print and understand exactly what is and isn’t covered. For example, some travel insurance policies may exclude coverage for pre-existing medical conditions or high-risk activities such as bungee jumping or scuba diving.
It’s also important to consider the overall cost of travel insurance. While it may seem like an added expense, travel insurance can actually save you money in the long run. For example, if you need to cancel your trip due to a covered reason, you could be refunded the cost of your plane tickets, hotel reservations, and other trip expenses.
In conclusion, whether you’re booking your trip well in advance or have already set sail, it’s never too late to purchase travel insurance. With options for both pre-departure and post-departure coverage, and a variety of policies to choose from, there’s a travel insurance plan out there for every traveler. Happy travels!
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Can I Buy Travel Insurance After Booking? – NerdWallet
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